Under Ayushmann Bharat Yojana, Government of India to Provide health insurance to entire family at Just Rs.2000 ($30 approx.) for entire year. At such low rate premium of Modi care (health protection scheme), is all set to kick off as cabinet of Indian government has just given positive node to this scheme. As of now we are writing, all the Indian citizen can apply for this health protection scheme and take maximum benefit of this health insurance scheme.
From when will this scheme will launch?
The launch date of Ayushman Bharat scheme is yet to be decided by government of India, but most probably the scheme will go on the floor from August 15th, 2018. So, if you are Indian citizen or doing research on India or Indian government, do check this before you come to any conclusion.
As per the latest news, the scheme will provide health insurance protection to around 50lac families worth of Rs.5lac. You can also apply for this scheme, just get the list of documents required for Ayushman Bharat scheme and apply online.
What about the old schemes like RSBY and SCHIS?
There are two already exist schemes running by government of India (which provide health insurance to many). Rashtriya Swasthya Bima Yojana (RSBY) and Senior Citizen Health Insurance Scheme (SCHIS) will be summed in this new health insurance scheme (said by government of India spokesperson).
Which disease will be covered under Ayushman bharat Yojana?
As per the information, the government of India has finalised list of 70 preventive diseases and 30 terminal diseases to be covered under Ayushman bharat scheme. You just need to check the diseases list and go to the nearest hospital to get your treatment done. So over 100+ diseases to be covered under Ayushman bharat scheme, which is almost equal to any other private health insurance scheme.
Is this scheme really going to change the health sector of India?
Quite possible. As of now the current government of India has successfully implemented schemes like Mudra Bank Yojana, Pradhan Mantri Jeevan bima yojana, Pradhan Mantri Suraksha Bima Yojana which was similar schemes which was targeting common citizen of India and poor people of India. This government has take quite good steps for welfare of Indian poor class.
Many says Ayushman bharat scheme will change the health sector of India the way it has changed the Health sector of USA with Obama care. In abroad, medical treatment is quite expensive but in India it is not accessible to many citizen. So, India has genuine health insurance problem, hardly 1% of Indian may have health insurance.
So, yes Ayushman bharat may change the health sector of India, but it need to check how it will be Implemented.